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Kavit Khagram


Course: BSc Mathematics (2009)

Place of work: Guy Carpenter Analytics

Position: Assistant Vice President

What does your job entail?

"I am employed by Guy Carpenter as an actuarial analyst in the analytics team in London. Actuarial analysis involves pulling together information from many different sources, analysing its credibility and statistically modelling it to assess the risk inherent in the portfolio. Actuaries work in a few different environments: (Re)insurance, Life Insurance, Pensions, Investment and Healthcare. Guy Carpenter are a reinsurance broker specialising in the General Insurance (GI) sector."

How has your degree at Royal Holloway helped you progress your career?

"My job is statistics heavy and the courses studied during my UG and PG helped immensely in giving me the firm grounding that some graduates seem to lack. They also helped me gain an exemption for CT3, CT7 and CT8!

Brokers are required to have in depth market knowledge and an understanding of the behaviour of our clients and the reinsurers that we work with. Studying game theory helps assess most situations faced in the workplace from an analytical stand point and can often guide you as to which is the best path to take."

Do you have any advice for current students?

"Think carefully about the career path you wish to pursue after university and choose the most appropriate courses for that path. The job market may be picking up, but employers have learned from the last few years how to spot candidates who are disinterested or unprepared.

For those considering a career in the actuarial field: visit the actuarial profession's website, research what taking the exams involves (there are 15 of them!) and choosing the right courses at university could get you exemptions."




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